{"product_id":"how-to-retire-with-enough-money-and-how-to-know-what-enough-is-1","title":"How to Retire with Enough Money: And How to Know What Enough Is","description":"Here is a single-sit read than can change the course of your retirement. Written by Dr. Teresa Ghilarducci, an economics professor, a retirement and savings specialist, and a trustee to two retiree health-care trusts worth over $54 billion, How to Retire with Enough Money cuts through the confusion, misinformation, and bad policy-making that keeps us spending or saving poorly.\n\nIt begins with acknowledging what a person or household actually needs to have saved—the rule of thumb is eight to ten times your annual salary before retirement—and how much to expect from Social Security. And then it delivers the basic principles that will make the money grow, including a dozen good ideas to get current expenses under control. Why to “get rid of your guy”—those for-fee (or hidden-fee) financial planners that suck up valuable assets. Why it’s always better to pay off a loan or a mortgage.\n\nThere are no gimmicks, no magical thinking—just an easy-to-follow program that works.\u003cbr\u003eASIN: 0761186131\u003cbr\u003eVSKU: DBV.0761186131.VG\u003cbr\u003eCondition: Very Good\u003cbr\u003eAuthor\/Artist:Ghilarducci Ph.D, Teresa\u003cbr\u003eBinding: Hardcover\u003cbr\u003e\u003cb\u003eNote:\u003c\/b\u003e Any images shown are stock photographs and product may differ from what is shown.  \u003cbr\u003e\u003cb\u003eCondition Notes\u003c\/b\u003e: Pages are clean with no markings. May show minor signs of wear or cosmetic defects  marks, cuts, bends, or scuffs  on the cover, spine, pages, or dust jacket. May have remainder marks on edges.  \u003cbr\u003e","brand":"Dream Books Co.","offers":[{"title":"Default Title","offer_id":41515947917370,"sku":"DBV.0761186131.VG","price":4.29,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0555\/6011\/0138\/files\/0761186131-0_d3808298-7696-4026-b5d5-12f76940605a.jpg?v=1783712207","url":"https:\/\/shop.dreambooksco.com\/products\/how-to-retire-with-enough-money-and-how-to-know-what-enough-is-1","provider":"Dream Books Co.","version":"1.0","type":"link"}